.elementor-32861 .elementor-element.elementor-element-b5fadd3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}body{font-family:'Segoe UI',Arial,sans-serif;font-size:15px;color:#1a1a2e;background:#fff;line-height:1.6}:root{--blue-dark:#0C447C;--blue-mid:#185FA5;--blue-light:#E6F1FB;--blue-border:#B5D4F4;--orange:#EF9F27;--orange-dark:#BA7517;--orange-text:#412402;--text-main:#1a1a2e;--text-muted:#5F5E5A;--bg-light:#f4f7fb;--border:rgba(0, 0, 0, 0.10);--radius:8px}.wrap{max-width:900px;margin:0 auto;background:#fff}.hero{background:var(--blue-dark);display:flex;align-items:stretch;min-height:260px}.hero-left{flex:1 1 0%;padding:2rem 2.2rem 2rem 2.4rem;display:flex;flex-direction:column;justify-content:center;gap:14px}.hero-meta{display:flex;flex-wrap:wrap;gap:8px}.hero-tag{display:inline-flex;align-items:center;gap:5px;background:rgb(255 255 255 / .12);border:1px solid rgb(255 255 255 / .25);color:#fff;font-size:12px;font-weight:500;padding:4px 11px;border-radius:20px;letter-spacing:.3px}.hero-tag svg{flex-shrink:0;opacity:.8}.hero-tag--author{background:rgb(239 159 39 / .18);border-color:rgb(239 159 39 / .45);color:#FAC775}.hero-left h1{font-size:22px;font-weight:700;color:#fff;line-height:1.35}.hero-left p{font-size:13.5px;color:rgb(255 255 255 / .82);line-height:1.7}.hero-left strong{color:#FAC775}.hero-right{flex:0 0 340px;overflow:hidden;display:flex;align-items:stretch}.hero-img{width:100%;height:100%;object-fit:cover;display:block}.breadcrumb{background:var(--blue-light);padding:8px 24px;font-size:12px;color:var(--blue-mid);border-bottom:1px solid var(--blue-border)}.breadcrumb a{color:var(--blue-mid);text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.breadcrumb span{margin:0 6px;color:#85B7EB}.body{padding:2rem 2.4rem 3rem}.intro{font-size:14.5px;line-height:1.8;color:var(--text-main);margin-bottom:2rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border)}.body-text{font-size:14.5px;line-height:1.8;color:var(--text-main);margin-bottom:1.2rem}.sub-label{font-size:13px;color:var(--text-muted);margin-bottom:10px}.sec-title{font-size:17px;font-weight:700;color:var(--blue-dark);border-left:4px solid var(--orange);padding-left:11px;margin:2.2rem 0 1rem;line-height:1.3}.tbl{width:100%;border-collapse:collapse;font-size:13.5px;margin-bottom:6px;table-layout:fixed}.tbl thead tr{background:var(--blue-mid)}.tbl thead th{color:#fff;padding:10px 14px;text-align:left;font-weight:600;font-size:12.5px}.tbl tbody tr:nth-child(even){background:var(--bg-light)}.tbl tbody tr:hover{background:var(--blue-light)}.tbl td{padding:9px 14px;color:var(--text-main);border-bottom:.5px solid var(--border);vertical-align:top;line-height:1.55}.tbl td:first-child{font-weight:600;color:var(--blue-dark);width:38%}.tbl--three td:first-child{width:28%}.tbl--id thead tr{background:var(--blue-dark)}.tbl--id td:first-child{width:12%;font-weight:700;color:var(--blue-mid)}.tbl--id td:last-child{font-size:13px;color:var(--text-muted)}.caption{font-size:11.5px;color:var(--text-muted);font-style:italic;margin-bottom:1.8rem;margin-top:4px}.cards3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:1.5rem}.scard{background:#fff;border:.5px solid var(--border);border-top:3px solid var(--blue-mid);border-radius:0 0 var(--radius) var(--radius);padding:1rem 1.1rem}.scard.amber{border-top-color:var(--orange)}.scard h3{font-size:13.5px;font-weight:700;color:var(--blue-dark);margin-bottom:8px}.scard.amber h3{color:var(--orange-dark)}.scard p{font-size:13px;color:var(--text-muted);line-height:1.65}.doc-list{list-style:none;padding:0;margin-bottom:1rem}.doc-list li{font-size:14px;color:var(--text-main);padding:8px 0 8px 22px;border-bottom:.5px solid var(--border);position:relative;line-height:1.55}.doc-list li::before{content:'';width:7px;height:7px;background:var(--blue-mid);border-radius:50%;position:absolute;left:2px;top:14px}.note{background:var(--blue-light);border-left:3px solid var(--blue-mid);padding:12px 16px;font-size:13px;color:#042C53;line-height:1.7;margin-bottom:1.5rem}.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:10px;margin-bottom:1.8rem}.pfactor{background:var(--bg-light);border:.5px solid var(--border);border-radius:var(--radius);padding:14px 10px;text-align:center}.pfactor-icon{width:26px;height:26px;color:var(--blue-mid);margin:0 auto 8px;display:block}.pfactor p{font-size:12.5px;color:var(--text-main);font-weight:500;line-height:1.4}.links-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-bottom:1.8rem}.lcard{background:#fff;border:.5px solid var(--border);border-radius:var(--radius);padding:14px}.lcard h4{font-size:11.5px;font-weight:700;color:var(--blue-dark);text-transform:uppercase;letter-spacing:.6px;border-bottom:2px solid var(--orange);padding-bottom:7px;margin-bottom:9px}.lcard a{display:block;font-size:13px;color:var(--blue-mid);text-decoration:none;padding:5px 0;border-bottom:.5px solid var(--border)}.lcard a:last-child{border-bottom:none}.lcard a:hover{color:var(--orange-dark);text-decoration:underline}.chips{display:flex;flex-wrap:wrap;gap:8px;margin:6px 0 2rem}.chip{background:var(--blue-light);color:var(--blue-mid);font-size:12px;font-weight:600;padding:5px 13px;border-radius:20px;text-decoration:none;transition:background 0.15s}.chip:hover{background:var(--blue-border)}.faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-bottom:2rem}.faq-card{display:flex;gap:14px;align-items:flex-start;background:#fff;border:.5px solid var(--border);border-radius:var(--radius);padding:1.1rem 1.2rem;border-top:3px solid var(--blue-mid)}.faq-num{font-size:22px;font-weight:800;color:var(--blue-border);line-height:1;flex-shrink:0;min-width:32px}.faq-content{display:flex;flex-direction:column;gap:7px}.faq-question{font-size:13.5px;font-weight:700;color:var(--blue-dark);line-height:1.4}.faq-answer{font-size:13px;color:var(--text-muted);line-height:1.7}.faq-answer strong{color:var(--blue-dark);font-weight:700}.cta-box{background:var(--blue-dark);border-radius:var(--radius);padding:2rem 2.2rem;margin-top:2.5rem}.cta-box h3{font-size:18px;font-weight:700;color:#fff;margin-bottom:10px}.cta-box p{font-size:13.5px;color:rgb(255 255 255 / .85);line-height:1.75;margin-bottom:1.2rem}.cta-btns{display:flex;flex-wrap:wrap;gap:10px}.cta-btn{display:inline-block;background:var(--orange);color:var(--orange-text);font-size:13px;font-weight:700;padding:10px 20px;border-radius:5px;text-decoration:none;transition:background 0.15s}.cta-btn:hover{background:var(--orange-dark);color:#fff}.cta-btn--outline{background:#fff0;border:1px solid rgb(255 255 255 / .45);color:#fff}.cta-btn--outline:hover{background:rgb(255 255 255 / .12)}@media (max-width:700px){.hero{flex-direction:column-reverse}.hero-right{flex:0 0 200px;width:100%}.hero-left{padding:1.5rem 1.2rem}.hero-left h1{font-size:18px}.body{padding:1.4rem 1.2rem 2rem}.cards3,.links-grid,.faq-grid{grid-template-columns:1fr}.price-grid{grid-template-columns:repeat(2,1fr)}.cta-box{padding:1.4rem 1.2rem}}